No one likes to think about death, let alone plan for it. There are families that discussing one's mortality is an extremely uncomfortable topic. But it is a topic that should be discussed and planned for well in advance of your death.
By pre-planning your funeral, one relieve's the family of having to make important financial decisions during a period of great stress and grief- a time when people memories are over burdened and close family memebers may not know what to do because wishes were never made known.
It's easy to say, "Don't make a fuss. I don't want a ceremony. Just bury me and be done with it." But it is important to realize that the ritual of a funeral and/or memorial service isn't for the deceased but for the living. It is a time when friends and family can gather together to reflect on the loved one's life and to give support for each other.
Pre-planning a funeral can be very informal, and as simple as jotting down preferences and sharing the wishes with a family member. More formal arrangements in the form of a preneed contract can be set up with us and can be pre-funded through life insurance, bank trust agreement, or other method.
Pre-planning, when done properly, can give peace of mind because the arrangements are ready and even pre-funded.
By pre-planning a funeral, one can:
- Make all the arrangements during a time of peace and not leave them to the family during their time of grief;
- Make wishes known;
- Control the cost of a funeral and protect it from inflation;
- Ensure that personal records are organized and easily located by the survivors;
- Protect insurance so that it provides for survivors and not needed for funeral expenses;
- Provide for protection in case there is an unexpected need.